Establish a relationship with a local independent insurance broker. Let him find several different quotes and choose the best one, that fits your needs. Having a good relationship with your broker is the key. When you really need it, a "cheap" insurance policy is the last thing you need or want.
I disagree. I was with local companies for years and started shopping around a few years back. I am now with a company that specializes in carwash insurance out of New York. Saved about 25%. No change in deductible. Great coverage. Super agent. Top-notch service.
With email and the telephone, you can establish a relationship with an agent located almost anywhere.![]()
I tried my best to use a local agent but they were not able to tailor a plan to meet my needs at a rate that was reasonable. I ended up using Mang Insurance Agency out of NY.