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Insurance

Currently we are with Insurance Center out of Joplin Missouri. I’m thinking very seriously about going over the Western Car Wash Association insurance. With the amount of claims that are filed against car washes Car wash insurance is expensive. In 32 years I’ve never had a claim but my premiums keep going up and up.
 
I am not sure if Donegal writes insurance in TX but if they do, you want to check them out. About half the cost of my previous company and they paid two claims flawlessly.
 
I switched to Donegal about 4 months ago after my previous insurance took a huge hike. Saved me almost 50%....I also have Donegal for my home owners insurance. Again, saved almost 50% when making the change.

Its good to hear about "Flawless Claims Paying". I haven't had to file one yet!

Another benifit is you can pay online with no penalties. My previous Home Owners Ins. (Grange) wanted to charge me an extra 5% by making online pmts. What a Crock.
 
I use Midlothian Insurance with the Southwest car wash association. Rates were much cheaper than others and when I did have a theft claim, they paid promptly. I am buying another wash next month and their quotes is half of what the owner is paying.
 
I have Allied through a broker, not sure if I'm getting a good deal or not. Rates have been increasing, but they are good to work with when it comes to claims.
 
Mang in New York. Great rate.

Insurance tip; get a new company to quote your policy. When they do this they will ask your current company for 'loss runs'. Once your current company gets the request they know you're shopping around. Once they know you're shopping around they sometimes suddenly find ways to save you money with them instead of switching.
 
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