insurance?

[Louisjonas]

recommend insurance co.?

 

[OurTown]

We have Erie, and we think the premium is pretty low for the coverage, but they only have coverage in 12 states.

 

[Kimberly Berg]

recommend insurance co.?

We're members of Western Carwash Association (WCA) and found the best price for liability insurance in California. They pool car washes to get group pricing. Do you belong to your local Carwash Association? Might be worth looking into.

 

[Louisjonas]

thanks. that is who I have been using.

 

[Randy]

In the last 2 years the car wash insurance game has gone totally crazy. Companies pulling over of serving the car wash industry. Those companies that have remain have raised there premiums. I had insurance with Nationwide for years though The Insurance center in Joplin Missorui, switched me over to Liberty Mutual, it was 3 times higher than what I was paying. I tried to get insurance though The WCA insurance they use Oregon Mutual, they wouldn’t write me a policy, my car wash is too old. My brother had his insurance with WCA Oregon Mutual, they sent out a inspector so now he is looking for insurance as they want a crazy amount to renew his policy. Most insurance companies don’t want to write insurance policies on car wash as they want to minimize there amount of risk, car washes pose a high risk to insurance companies. In 42 years I’ve never had a claim.

 

[Louisjonas]

In the last 2 years the car wash insurance game has gone totally crazy. Companies pulling over of serving the car wash industry. Those companies that have remain have raised there premiums. I had insurance with Nationwide for years though The Insurance center in Joplin Missorui, switched me over to Liberty Mutual, it was 3 times higher than what I was paying. I tried to get insurance though The WCA insurance they use Oregon Mutual, they wouldn’t write me a policy, my car wash is too old. My brother had his insurance with WCA Oregon Mutual, they sent out a inspector so now he is looking for insurance as they want a crazy amount to renew his policy. Most insurance companies don’t want to write insurance policies on car wash as they want to minimize there amount of risk, car washes pose a high risk to insurance companies. In 42 years I’ve never had a claim.

I've going to pay $1000 for my 32 year old 4 bay here in California using Alliant Insurance brokers insured by scotsdale insurance out of Arizona. I guess I should be grateful. I have had damage due to attempted theft but never reached the 1000 deductible.

 

[Kimberly Berg]

Wow, that's cheap insurance! Yes, be grateful! In March 2024, I paid Oregon Mutual $3818 for 1-year liability insurance for 42 year old, 5-bay SS wash in Northern California. Concrete building. My deductible was $2500. I sold my wash in December 2024, so I don't know how much the rates are now. Rates would typically increase about $100 every year.

 

[Randy]

I've going to pay $1000 for my 32 year old 4 bay here in California using Alliant Insurance brokers insured by scotsdale insurance out of Arizona. I guess I should be grateful. I have had damage due to attempted theft but never reached the 1000 deductible.

To bad Scottsdale insurance isn’t licensed in Washington state. That's pretty inexpensive insurance.

 

[Blanco]

I've going to pay $1000 for my 32 year old 4 bay here in California using Alliant Insurance brokers insured by scotsdale insurance out of Arizona. I guess I should be grateful. I have had damage due to attempted theft but never reached the 1000 deductible.

How much are you insured for building and property? Also liability? $1000 a year seems way too low.