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Anyone know or used a good lender that has purchased SS car washes? They need to actually have experience purchasing them and not just any commercial business.

We are currently in contract to purchase a 4 bay ss with 1 IBA on about 1 acre of land for $465k. We are doing a conventional loan. The appraisal came back and the bank is saying the property values at $370k, but they can do an equipment loan for $95k to meet the "expected value" for the...